“Mom, give 100 rubles to the account” is no longer fashionable. Like magical letters from Nigerian billionaire orphans who had no one to give their savings except you. Now the attackers use other schemes, more complex and sophisticated. Annually, Internet fraud affects millions of people, losing a significant amount, and not to say that most of them were uneducated dummies online.
AdMe.ru warns readers against modern fraud schemes and explains how not to lose your real money in the virtual world.
1. Free trial
How it works. You receive a “unique offer” on the purchase of a tooth whitening gel or fitness online marathon lasting 2 weeks. All you have to do is pay for your purchase and account creation 1-2 thousand rubles.
Where is the catch. The small print says that after the free 2 weeks you will be required to pay 3 times more on a monthly basis.
What to do. Read all the terms of the offers that you come, and do not trust the miraculous “transformation” photos: the most common is photoshop. Look for reviews. Calculate the easy fiction: check where there picture by searching Google or TinEye. If the white babe appears on many resources, something about the truthfulness of advertising worth considering.
2. “Evil twin”
How it works. Do you drink coffee in the airport lounge and decided to connect to local wi-fi network. You do it, nothing seems suspicious, everyone is happy.
Where is the catch. Except for you, even happier the attacker, “cloned” network. Being close to you, for example with a laptop and the network adapter, it creates the access point and gets his hands on your sensitive data, including usernames and passwords. It may redirect you to a phishing or malware site, view the contents of files that you download.
What to do. Check if on your gadget to automatically connect to unknown networks, configure this option. Try not to connect to free connection and especially not to pay by credit card, if connected.
3. You have won a car, a phone and a camera
How it works. You get a message that you randomly turned out to be a winner and get the prize you need to link to.
Where is the catch. Your address falls under the distribution of spam, which you’ll now receive.
What to do. Don’t click on external links even if the subject matter seems too attractive. After all, if you did not participate in any sweepstakes, and could not win.
In your Inbox, hover over the recipient. If the address is suspicious, then send an email straight to spam. When you receive a message in social networks, open this person’s profile. Spammers or bots usually have millions of subscriptions and a very small number of subscribers.
How it works. You get a letter from your Bank or major service like Google, Yahoo, PayPal with frightening information that your account has been frozen and you need to click on the link below to solve the problem.
Where is the catch. By clicking on the link, you will be taken to the site-the double your Bank or major service, registering to leave your confidential information online intruders.
What to do. Every year from this type of fraud affects millions of people, and to protect yourself from phishers can only be ignoring these links. Just type in your browser’s address of the Bank or the service, which supposedly writes to you, and you will find that your account is all right. Banks and large organizations will never call spread in the Internet of confidential information. To do this, they will ask you to appear in person.
For peace of mind call your Bank or tech support services, where a communication was sent, and check if they did some kind of newsletter.
5. You are threatened with physical violence
How it works. You receive a letter (or TEXT message) with a warning that you have ordered or are planning to kidnap, to splash acid in her face, and the like. A victim can be anyone, up to your family members and children (the scammers might even know their names and what kind of kindergarten or school they attend). But, of course, you can be saved if promptly send a certain amount of money.
What’s the catch. Of course, any victim will not. In the end, the criminals and killers never communicate by correspondence on the Internet.
What to do. To ignore. Continue to not distribute your personal data, not to upload pictures and information about his life, which can attract fraudsters.
6. Work for freelancers
How it works. You receive the order or request employers to trusted websites like “Freelancer” or “Weblancer”, interviewing and perform the test task.
What’s the catch. Some employers don’t want to hire a person and pay him in principle, since the test tasks.
What to do. Unfortunately, 100% of unscrupulous employers themselves are not secure. But remember: never execute voluminous works without payment, check on the Internet the reality is the company going to operate, and staff.
And especially do not believe and do not click on links that offer to earn you large sums of money without making any effort.
7. Work at home
How it works. Slightly different from the preceding paragraph. You go on Craigslist, which offers to do at home candles, make soap, cross stitching. And you give the orders.
What’s the catch. You need to pay for the equipment that you will not send or undergo expensive training.
What to do. Do not believe in easy ways to make money and not pay someone have to pay you.
How it works. You accidentally go to a site like goggle.com or microssoft.com enter the username and password.
What’s the catch. It will be a sibling site and you, not immediately noticing the substitution, transfer their data to fraudsters.
What to do. Make sure you visit the property you want, entering personal data. And also that in the address bar indicated that this site has a https extension.
9. Fake infection on your computer
How it works. You are browsing the Internet and suddenly a pop-up window indicates that your computer is threatened and it is urgent to clean it from viruses. You start installing programs, it is likely that they themselves will be the virus or will be paid.
What’s the catch. Instead of antivirus, you can install a spyware program.
What to do. Microsoft, for example, says that such cases are not uncommon, and calls:
- do not believe the calls and messages about the threat of infection;
- do not allow strangers to control your computer remotely;
- no one can give details of their Bank cards;
- close the window and call support.
How it works. Many messages or sites with the mission to help children with disabilities, victims of natural disasters and other things to evoke pity and the desire to transfer funds.
What’s the catch. Funds will not reach the addressee.
What to do. To transfer money directly through charities or check out documents without fear of condemnation.
That should never get to the Internet
- Photos of boarding passes: hackers can solve your personal data.
- Photos of Bank cards, even if you cannot see the room for fraud is enough of the Bank name.
- Joyful statuses about winning the lottery or receiving a large sum as a gift.
- Try not to conduct business correspondence in social networks: it can destroy your career.
- The test tubes or discharge from hospital with the date of birth of your child, birth certificate.
- Pictures of the kids.
- The results of your work (pictures, music, text, etc.) without copyright.
- Political cartoons.
AdMe.ru reminds: if you become a victim of Internet fraud, it is imperative to apply to the police.
Safe and quiet surf!